Oh, Crap!: SpongeBob's reaction that life insurance isn't what he thinks it is.It is really the amount of money one will receive when someone dies. Magic Feather: SpongeBob and Patrick are led to believe that "life insurance" is something that protects them from getting harmed.I've Heard of That - What Is It?: Squidward says he's gonna run SpongeBob dangerous obstacle course because he's got moxie.SpongeBob and Patrick scream in fright, but then ask what's moxie?.Irony: SpongeBob and Patrick try to save Squidward from taking the Sushi Maker, but instead rock him from the ladder and cause him to go through it anyway.Fearless Fool: Squidward when he believes life insurance means invincibility.Dramatic Thunder: When SpongeBob introduces his obstacle course The Sushi Maker.Dodgy Toupee: Squidward wears one most of the episode.They even get struck by lightning instead of him. Contrived Coincidence: As soon as Squidward takes away SpongeBob and Patrick's life insurance papers, he narrowly avoids danger in rapid succession and is convinced he is invincible as they say.
Coincidental Broadcast: The life insurance commercial comes on after SpongeBob falls down the stairs and injures himself around his house.Childish Pillow Fight: SpongeBob and Patrick do this as a way to test their life insurance.The Cameo: Fiasco appears painting a brick wall that Squidward walks through.Thankfully, the guy's punch misses Squidward and hits him instead. Bullying a Dragon: As a way to prove that he can no longer get hurt, Squidward intentionally ticks off a large muscular guy.A misunderstanding leads SpongeBob and Patrick to try and prove to Squidward that their life insurance protects them from any danger.
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